FHFA Implements Long-Awaited Credit Score Modernization – Info from Tracy Shaw at Prestige Capital
FHFA Implements Long-Awaited Credit Score Modernization- Info from Tracy Shaw at Prestige Capital It’s been years in the making – but finally – as of April 22, 2026, Fannie Mae, Freddie Mac, and FHA will allow lenders to use VantageScore® 4.0 to determine credit worthiness in mortgage applications. According to the Federal Housing Finance Agency…