Holiday Shopping Without Credit Cards We’re getting into the holiday season, and all of us are tempted to use credit cards more at this time of year. Given the current economy we’re living in, I wanted to share some shopping tips that you may find useful. Breaking Down the Facts Nationwide, Americans rely heavily on…
Rates Have Eased – See if a Refi with Prestige Capital Makes Sense for You A quick market update: mortgage rates have eased recently as inflation data continues to show gradual improvement. That shift is giving many homeowners a new opportunity to lower monthly payments, shorten their term, or access cash for projects—without overpaying to do it.…
In the News from Prestige Capital – Fed Rates and New Hope for Veterans The Federal Reserve’s July FOMC meeting resulted in maintaining the benchmark interest rate of 4.25% to 4.5%, despite increasing pressure from the White House. The same rate has been in place since last December, as the Fed continues to monitor the…
HELOC Offers Financial Flexibility – Info from Prestige Capital and Tracy Shaw Home equity levels are at historic highs, with the average American homeowner having access to $212,000 in tappable home equity, while still leaving 20% equity intact. This increase in accessible funds combined with lower interest rates has spawned an uptick in Home Equity…
Mortgage Rate Updates from Tracy Shaw of Prestige Capital The Federal Reserve met last week, and announced they would hold the Federal Funds Rate steady for now, as most investors predicted. The benchmark rate has been 4.25% to 4.5% since last December, as the Fed awaits more data to evaluate the impact tariffs will have…
Learn How to Win a Bidding War from Tracy at ACG Funding How to Win a Bidding War There is limited inventory and high demand in today’s housing market. Under these conditions, potential home buyers may be facing stiff competition, which leads to bidding wars. Here are a few tips to help you secure your…
Disaster Relief Resources from ACG Funding We hope you and your loved ones are staying safe during this challenging time. The recent fires in Los Angeles have impacted many in our community. As your trusted mortgage partner, we understand the stress and uncertainty such events bring, and we want to offer our support. Below, we’ve…
Tackling the Housing Shorting with AGC Funding In a recent study, Zillow estimated the U.S. housing market is short by about 4.5 million homes. This limited availability has driven home prices up nationwide. While the federal government may be able to cut back on some regulations to ease building costs, many regulations are enforced on…
Tracy Shaw of ACG Funding is Here to Answer your Loan Questions Due to the recent fires in Los Angeles, certain areas may experience changes in lending requirements. In some areas, property may need reinspection to be done within 3 days of funding. We understand how overwhelming this can be, and I want to assure…
Open the Door to More Self-Employed Buyers with Tracy Shaw at ACG Funding Please click here for a PDF of information from Tracy Shaw of ACG Funding on Opening the Door to More Self-Employed Buyers